Empowering Credit Union Management Teams and Their Members
Swyft CUSO tackles fire insurance gaps and other key issues for California Credit Unions and their members.
Comprehensive Fire Insurance Review for Your Members
Swyft CUSO was established by California credit unions to address the complex and challenging gaps in fire insurance coverage that many California credit union members face. Swyft CUSO provides free consultations with insurance experts who will identify any coverage gaps and outline all available options.1
Expert Team
Our experts leverage decades of experience and deep knowledge of California's fire insurance programs.
Value to Members
Our solutions enable Credit Unions to enhance their offerings and deliver greater value to members.
Offering your members a free, thorough insurance check-up is more important than ever.
Ensuring Adequate Coverage for Replacement Costs
With costs on the rise, it's easy for coverage limits to fall short.
Accounting for Policy Exclusions and Limitations
Many homeowners discover too late that many items are excluded or have low limits.
Addressing Increased Insurance Costs and Availability Issues
Insurance companies might increase premiums or limit the coverage options available.
Insurance companies might increase premiums or limit the coverage options available.
With costs on the rise, it's easy for coverage limits to fall short.
We're on a mission to eliminate the insurance gap uncertainty your members currently face.
Recent data shows that many of your members find the insurance buying process confusing and overwhelming. With recent and potential disasters, it's more important than ever for members to understand their insurance options.
About two-thirds of Americans admit they are unaware of their coverage limits.
Almost half of Americans have experienced claim denials due to insufficient coverage.
Most people find dealing with insurance to be a bit of a headache.
Frequently Asked Questions
An insurance gap analysis is a detailed assessment that identifies discrepancies between a policy holder’s current coverage and the actual financial protection needed to mitigate potential risks. Swyft CUSO specializes in this analysis for credit union members, ensuring they have adequate insurance to cover losses—especially in high-risk scenarios like wildfires.
The California FAIR Plan is a state-mandated insurance program that provides basic fire coverage for homeowners who cannot obtain insurance through traditional carriers due to high wildfire risk. Designed as a last-resort option, it offers limited protection, often requiring supplemental policies to achieve full coverage for personal property and liability.
Swyft CUSO was created to help credit unions protect their members by identifying insurance coverage gaps and ensuring they have adequate protection against risks such as wildfires. By leveraging advanced analytics and streamlined insurance solutions, Swyft CUSO empowers credit unions to proactively safeguard both their members' homes and their own loan portfolios.
Click the "Schedule a Call" or the "Contact Us" buttons below or call the toll-free number listed on the home page and a Swyft CUSO team member will provide a personalized consultation on how we help credit unions identify and close insurance coverage gaps. We provide expert insights, risk analysis, and tailored solutions to ensure your members and loan portfolios remain fully protected.
The insurance process is stressful for members because policies are often complex, filled with exclusions and limits, and difficult to understand, leaving many unsure if they have adequate coverage. Additionally, rising premiums, frequent claim denials, and the challenge of comparing different policies add to the frustration and uncertainty.