Terms of Service

Effective Date: March 1. 2025

Welcome to Swyft CUSO, LLC (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website, services, and any related content (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must discontinue use of the Services immediately.  

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1. Eligibility & Business Use  
Our Services are intended for businesses such as credit unions and financial institutions. By using the Services, you confirm that you are authorized to act on behalf of your business and agree to comply with these Terms. The Services are not intended for individual consumers seeking personal insurance policies.  

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2. Services Provided  
We offer various B2B insurance-related services, including but not limited to:  
- Insurance gap analysis, quoting, underwriting, and policy management  
- Claims processing support  
- Compliance and risk management solutions  
- Market insights and industry updates  

Our Services are provided on an “as-is” basis without guarantees of availability, accuracy, or uninterrupted access. We reserve the right to modify or discontinue any aspect of the Services at any time.  

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*3. Account Registration & Security 
To access certain features, you may be required to create an account. You are responsible for:  
- Providing accurate, up-to-date business information  
- Maintaining the confidentiality of your account credentials  
- Notifying us immediately of unauthorized access or security breaches  

We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activity.  

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4. Compliance with Laws & Regulations  
By using our Services, you agree to comply with all applicable laws and regulations, including but not limited to:  
- State and federal insurance laws  
- Data protection laws, including the **Gramm-Leach-Bliley Act (GLBA)** and applicable state privacy laws  
- Anti-fraud and consumer protection regulations  

You are responsible for ensuring that your use of our Services does not violate any legal or regulatory requirements.  

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5. Intellectual Property Rights 
All content, trademarks, logos, and materials on our website and Services are owned by or licensed to [Your Company Name] and are protected by intellectual property laws. You may not:  
- Copy, reproduce, or distribute our content without prior written consent  
- Use our trademarks or branding in a misleading or unauthorized manner  

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6. Data Privacy & Security  
We collect and use business-related data in accordance with our Privacy Policy. By using our Services, you acknowledge and consent to the collection, processing, and storage of information as described in our Privacy Policy.  

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7. Payment & Fees  
Certain Services may require payment. If applicable, you agree to:  
- Pay all fees and charges as outlined in your agreement with us  
- Provide accurate billing information  
- Comply with our payment policies, including late fees and account suspension for non-payment  

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8. Limitation of Liability  
To the maximum extent permitted by law, Swyft CUSO, LLC is not liable for:  
- Indirect, incidental, or consequential damages arising from your use of the Services  
- Errors or inaccuracies in insurance quotes, policies, or third-party content  
- Any loss or damage resulting from unauthorized access to your account  

Our liability is limited to the amount paid by you for the Services in the six (6) months preceding the event giving rise to the claim.  

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9. Termination & Suspension 
We reserve the right to terminate or suspend your access to the Services if you violate these Terms, fail to make required payments, or engage in fraudulent activities. Termination does not release you from any financial obligations incurred prior to termination.  

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10. Dispute Resolution & Governing Law 
Any disputes arising from these Terms shall be governed by the laws of the state of Nevada, without regard to conflict of law principles. Disputes shall be resolved through binding arbitration in Nevada, unless otherwise required by law.  

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11. Changes to Terms 
We may update these Terms at any time. Continued use of the Services after updates constitutes acceptance of the revised Terms. We recommend reviewing this page periodically for changes.  

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12. Contact Us  
For questions regarding these Terms, please contact us at:  

Swyft CUSO, LLC
755 Winslow Way E.
Bainbridge Island, Wa 98110
 rights@swyftcuso.com

By using our Services, you acknowledge that you have read, understood, and agree to these Terms of Service.

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