Privacy Policy
Effective date: March 1, 2025
We are committed to protecting your privacy.
At Swyft Financial Services, Inc., we are committed to protecting your privacy. We collect and use personal information only to provide and improve our insurance services, process applications, and communicate with you about your coverage options. Your information is kept secure and is never sold or shared with third parties, except as required by law or to fulfill our services with trusted partners.
By using our website, you consent to our data practices, including the use of cookies to enhance your browsing experience. You may contact us at any time to review, update, or request the deletion of your personal information. For full details, please review our complete Privacy Policy.
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Complete Privacy Policy
Effective Date: March 1, 2025
Swyft CUSO, LLC ("Company," "we," "us," or "our") is committed to protecting the privacy and security of the information collected from our business clients, partners, and website visitors. This Privacy Policy outlines how we collect, use, share, and protect personal and business information in compliance with applicable federal and state insurance laws across all 50 U.S. states. By using our website and services, you consent to the data practices described below.
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1. Information We Collect
We collect information necessary to provide our insurance services, including but not limited to:
Business Information: Company name, address, industry, financial details, and other relevant corporate data.
Personal Information: Names, job titles, email addresses, phone numbers, and professional credentials of company representatives.
Insurance Information: Coverage details, underwriting data, claims history, and other risk-related information.
Website Usage Data: IP addresses, device information, browser type, and cookies to improve website functionality and user experience.
We collect this information through direct interactions (such as form submissions, applications, and phone inquiries) and automated means (such as cookies and tracking technologies).
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2. How We Use Your Information
We use the information collected for the following purposes:
Providing Services: To facilitate insurance solicitation, quoting, underwriting, policy issuance, and claims processing.
Compliance & Legal Obligations: To adhere to federal and state regulations, including but not limited to the **Gramm-Leach-Bliley Act (GLBA), California Consumer Privacy Act (CCPA), Health Insurance Portability and Accountability Act (HIPAA) (when applicable), and state insurance laws.
Marketing & Communication: To send relevant industry updates, promotional materials, and service-related notifications.
Website Enhancement & Security: To analyze trends, manage security risks, and improve user experience.
We will not use your information for any purpose beyond those stated without your explicit consent.
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3. How We Share Your Information
We do not sell or rent your information. However, we may share it in the following circumstances:
With Trusted Third-Party Service Providers to assist with underwriting, claims processing, IT security, and other business operations.
With Insurance Carriers & Partners to facilitate policy issuance, administration, and risk management.
For Legal Compliance & Regulatory Requirements when mandated by law or in response to government and regulatory authorities.
All third parties are contractually obligated to maintain strict confidentiality and security of your information.
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4. Data Security & Retention
We implement industry-standard security measures, including encryption, firewalls, and access controls, to protect your information from unauthorized access, disclosure, or misuse. We retain your data only as long as necessary to fulfill business and legal requirements.
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5. Your Rights & Choices
Depending on your location and applicable laws, you may have the following rights:
Access & Correction: Request a copy of the information we hold about you and correct inaccuracies.
Opt-Out of Marketing: Unsubscribe from promotional emails by following the opt-out instructions in our communications.
Data Deletion (Where Applicable): Request the deletion of your personal data as permitted by law.
To exercise these rights, contact us at rights@swyftcuso.com.
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6. Compliance with State-Specific Laws
We comply with privacy regulations in all 50 states, including:
California (CCPA/CPRA):California residents can request access, deletion, and opt-out of data sharing.
New York (Cybersecurity Regulation - 23 NYCRR 500): We adhere to cybersecurity requirements for insurance companies operating in New York.
Illinois (Biometric Information Privacy Act - BIPA): We do not collect biometric data, but if we do in the future, we will comply with all relevant laws.
For specific requests under state laws, please contact us at rights@swyftcuso.com.
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7. Updates to This Privacy Policy
We may update this Privacy Policy periodically to reflect legal and business changes. The latest version will always be available on our website. Continued use of our services constitutes acceptance of any updates.
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8. Contact Us
If you have questions about this Privacy Policy or your data rights, please contact us:
Swyft CUSO, LLC
755 Winslow Way E
Bainbridge Island, Wa 98110
rights@swyftcuso.com
By using our website, you acknowledge that you have read and understood this Privacy Policy and consent to its terms.